Automatic Finance
Auto finance platform

Make your financing automatic.

Automatic Finance partners with automobile dealerships across the United States to provide point-of-sale auto financing for borrowers—while helping dealers maximize sales and cash flow.

We will never sell or share your data.
Borrowers

Financing built for real life.

Helping you get back on the road.

Automatic Finance originates auto loans indirectly through automobile dealerships. When you select a vehicle at a participating dealer, the dealership can submit your application through our program for review.

  • Support for borrowers who may not meet traditional prime lending guidelines.
  • Convenient, point-of-sale financing handled at the dealership.
  • Clear payment schedules designed to fit into practical monthly budgets.
  • Dedicated account support for questions about balances, payments, or payoff details.
If you’re already working with a participating dealership, ask if they offer financing through Automatic Finance.
Dealers

A partner designed to move metal.

Programs designed to support your store.

Automatic Finance focuses on real-world deal structures, consistent communication, and reliable funding so your team can focus on selling cars.

  • Structured for non-prime and limited credit customers your store already sees.
  • Responsive underwriting with an emphasis on clarity and fast decisions.
  • Programs that integrate with your existing F&I workflow and tools.
  • Dedicated dealer support for questions, scenarios, and training.
We pride ourselves on our ability to finance difficult deals quickly and efficiently.
How it works

Simple, dealer-driven flow.

Customer selects a vehicle.

A customer chooses a vehicle at a participating dealership and completes a finance application in-store.

1
Application submitted
Dealer submits the application and structure through their standard process.
2
Decision & conditions
Our team reviews the deal and provides a clear decision and conditions.
3
Funding & servicing
Once finalized, Automatic Finance funds the contract and services the account going forward.
Why dealers work with Automatic Finance.
•
Realistic structures
Programs aligned with how independent and franchise dealers actually structure deals.
•
Consistent communication
Clear expectations, direct lines into underwriting, and support when you need it.
•
Long-term partnership
Privately owned, with a focus on sustainable programs instead of short-term volume spikes.
Apply today to add Automatic Finance to your line-up.
Tell us a little about your store and market. Our team will follow up with next steps and program details.
Contact

Request information.

Mailing address

Automatic Finance
PO Box 4175
West Palm Beach, FL 33402

Account support

Phone: 1-800-590-5698
Email: support@automaticfinance.com

Dealer inquiries

Email: info@automaticfinance.com

Business hours: Monday–Friday, 9:00 AM–5:00 PM (local time). We will never sell or share your data.