Automatic Finance

Dealer programs

Automatic Finance provides non-prime and limited credit programs designed to fit into your existing F&I process and support the customers already in your showroom.

Program overview

Designed to support your store.

What we focus on
  • Structures that work for non-prime and limited credit customers.
  • Clear call-backs and direct access to our underwriting team.
  • Consistent guidelines so your F&I team knows what to expect.
  • Funding that’s predictable, with minimal surprises after delivery.
Ideal partners

We work with both independent and franchise dealers who are committed to long-term partnerships and compliance.

  • Stores with a steady mix of non-prime traffic.
  • Teams that value clear communication and consistent processes.
  • Operators focused on sustainable performance—not just short-term volume.
Flow

Simple integration with your F&I process.

At the desk
1
Application
Your team works the customer as normal and submits the application to us.
2
Call-back
We review structure and send a clear approval, counter, or decline.
3
Funding
Contracts are validated, funded, and serviced by Automatic Finance.
Support

Our dealer support team is available to talk through scenarios, program updates, and best practices.

  • Scenario support for challenging deals.
  • Training for new F&I managers and sales teams.
  • Regular communication on program adjustments and opportunities.